It's not summer any more

Natasha: SHIRLEY!! How in the world did you talk me into this!?
Shirley: I didn't, hon. YOU said it looked pretty. I thought so too, and jumped in. Then you jumped in after me.
Natasha: But how can you STAND it??
Shirley: I'm the Fall Faerie, remember? I think it's cool.
Natasha: That's an understatement.

The lovely but autumnal pool is [link] by .

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11/2/07: I've uploaded a bigger version of the image - wet skin and goosebumps are hopefully more vivid too.